Heritage Hand and Plastic Surgery

Heritage Calculator

LARGE DATA SET · V1

Uninsured? Or just tired of a high-deductible plan steering you to the most expensive buildings in town? Nobody actually wants to pay a facility fee for a building.

At Heritage Hand we don't judge your coverage. Everyone gets the same transparent price — with insurance or without — so your deductible dollars aren't spent at the priciest locations of care, and patients without insurance have an affordable way to get treated.

Did you know? When you're uninsured, hospitals and surgery centers often quote the book price — frequently a multiple of what they'd bill an insured patient for the very same procedure, even one paying out of pocket. It can feel like being punished for not having a policy. This tool shows you that gap for every procedure we offer.

Tell us what your hand is doing. We'll match your symptoms to the most likely diagnoses and show you what each surgery would cost at our office. Prices are estimates; the final plan is determined at consultation with Dr Clarkson.

  1. Check the symptoms that fit. Pick as many as apply.
  2. Add anything else in your own words — we'll interpret it.
  3. See your possible diagnoses and transparent office pricing.

Step 1 of 2

What's going on with your hand?

Check every symptom that fits. Then, if you like, describe anything else in your own words at the bottom.

Analyzing your symptoms…

Matching against 22 hand and wrist procedures

Step 2 of 2

Your possible diagnoses

Below are the conditions your symptoms most closely match, with the office-based procedure that would address each.

These are estimates for discussion. Your final diagnosis and surgical plan are determined at consultation with Dr Clarkson — a proper examination is essential and this tool is a starting point, not a diagnosis. Where more than one condition applies, procedures can often be combined in a single office visit.

Ready to book a consultation?

A 30-minute consultation will confirm which of these apply to you, whether office-based surgery is a fit, and exactly what you would pay.

Call (517) 759-1110

How these prices are estimated

The ASC (insured) and Hospital (insured) figures are our estimate of the typical commercial in-network allowed amount — what an insurer has negotiated to pay — at an ambulatory surgical center or hospital outpatient department in this region, for the same CPT code. Where available, estimates are set directly from FAIR Health commercial claims benchmarks for our region; the remainder are built from published CMS payment data (ASC and hospital outpatient facility rates, plus the physician fee) multiplied by regional commercial-to-Medicare pricing ratios from the RAND Corporation Hospital Price Transparency Study. Actual negotiated rates vary by payer, plan, and facility and are not publicly disclosed in full.

The Hospital · uninsured (list price) figure estimates the hospital's chargemaster or "list" price — what a patient with no insurance and no negotiated rate could be billed before any discount or financial assistance. This is derived from the insured hospital estimate using published research on the relationship between chargemaster and negotiated commercial prices (Jiang, Makary & Bai, Health Affairs 2022; Linde & Egede, Medical Care 2022).

The Heritage office (cash) price is our transparent bundle rate, inclusive of surgeon time, the office procedure suite, disposables, WALANT (Wide-Awake Local Anesthesia No Tourniquet) or WAVR anesthesia, and 60 days of post-operative follow-up for the normal needs of recovery from your surgery. New or unrelated problems encountered during follow-up — for example, a condition in your other hand — are separately charged. Pathology, implants, imaging, splints, and prescriptions are billed separately when required. Heritage prices are set individually for each procedure by Dr. Clarkson and are not purely formula-driven.

Important for insured patients considering paying cash: amounts paid directly to Heritage typically do not count toward your insurance deductible or out-of-pocket maximum. If you expect to meet your deductible this year through other care, using your insurance at an in-network facility may cost you less overall even if the sticker price is higher. And you don't have to leave us to do that: Dr. Clarkson also operates at ambulatory surgical centers and hospital outpatient departments, so if the insurance route is right for you, we can provide your surgery in those settings for your convenience. We're happy to help you think this through at consultation.

Combining procedures in one visit: when more than one surgery is performed in the same office visit — including additional digits or fingers of the same condition — the most valuable is charged at full price and each additional surgery at 50% — and the combined surgical total for a single visit will never exceed $5,000.

Some more complex procedures require the main operating room; those cases are priced at consultation rather than by transparent bundle. Self-pay pricing is not applicable to Medicare, Medicaid, or military coverage. All figures are estimates; a final quote is provided after clinical evaluation. CPT © 2025 American Medical Association.